Welcome to Bridgewater Bank
First Minnetonka City Bank Resources
Fully Transitioning You to Bridgewater on September 8
As a former First Minnetonka City Bank client, your accounts will fully transition on Monday, September 8, 2025. We're here to make sure the experience is smooth, with helpful tools and local support every step of the way.
Important: Service Outages During the Transition
As we complete the final steps in moving your accounts to Bridgewater Bank, a few short service pauses are needed to keep the transition secure. On September 8, your full access will be restored, along with easy instructions to help you get started.
Date
Affected Service
Change
Details
Friday, 8/29 1:00 AM
Bill Pay and Zelle®
Access Ends
Scheduled payments will process until September 5
Monday, 9/1 8:00 AM
FMCB Personal Digital Banking and eStatement Enrollment
Enrollment Unavailable
No new sign-ups after this time
Friday, 9/5 1:00 PM
Mobile Deposit
Access Ends
Visit a Bridgewater location to make deposits 1:00-4:30 PM on September 5
Friday, 9/5 5:00 PM
FMCB Personal Digital Banking
Inquiry-Only Mode Begins
You’ll be able to view your accounts, but won’t be able to make transfers, payments, or deposits
Friday, 9/5 5:00 PM
FMCB Business Digital Banking
Access Ends
Inquiry-only mode not available
Friday, 9/5 10:00 PM
Bill Pay and Zelle®
Last Processing Date
Scheduled payments through FMCB Bill Pay after this date will not process
Monday, 9/8 12:00 AM
FMCB Debit Cards
Access Ends
No transactions will process after this time
Monday, 9/8 1:00 AM
FMCB Personal Digital Banking
Access Ends
Login unavailable after this time
A Smooth Start with Your New Debit Card
Debit Cards Delivered – Your new Bridgewater debit card was delivered the week of August 18. Contact us if you haven't received yours so we can issue a replacement.
Activate Your Card – Activate your new card anytime using the instructions included with your card.
When It Works – Your Bridgewater debit card will be ready to use the morning of September 8.
Old Card Access – Your FMCB debit card will continue to work through September 7.
Have A Backup – Carry an alternate form of payment during the transition period (September 5–7), when spending limits will be temporarily reduced.
Your Transition Resources
Q&A
Locations
Contact Us
Your Tailored Transition Guide
If you have questions about your accounts, fees, or what’s changing, this is the best place to start.